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Calm El Niño explainers alongside our usual hazard guides for Philippine property decisions. Look for the red cards.
188 articles published
Insurance claims after a flood turn on evidence. Most of the useful evidence has to be collected before the flood, not after. Here is the short list.
The news reports magnitude. What damages your property is intensity. Here is the difference, in plain words, and why it changes how you read a fault distance.
Outside Cagayan de Oro, Misamis Oriental is a narrow coastal strip with mountains close behind it. That geometry drives the whole hazard picture.
In a subdivision, the showroom sits on the best ground on the property. Your assigned lot may be several hundred metres away and a metre lower. Here is how to check.
More than 6,000 people died, and a large share of them drowned in seawater that arrived with the wind. Here is what that event should change about how you read a coastal property.
Eastern Samar sits on the open Pacific with no island in front of it. Here is what to screen at an exact address, from Guiuan to Borongan to the interior.
Elevation tells you how high the ground sits. Drainage decides where the water actually goes. Here is how to check the second one, which no map can do for you.
Sometimes a hazard layer returns nothing at your address. Here is what an empty result actually means, why it happens, and what to do about it.
Camarines Sur sits around one large river basin, between two coasts, in the country's busiest typhoon corridor. Here is what to screen at an exact address.
A vacant lot and a built house carry the same ground hazards but very different decisions. Here is how the screening changes depending on which one you are buying.
Tropical Storm Ondoy dropped more than a month of rain on Metro Manila in a single day. Seventeen years later it is still the clearest lesson in why a flood map beats a memory.
Negros Occidental combines a low coastal plain, river systems that drain the sugar lands, and Kanlaon on its eastern boundary. Here is what to screen before you commit to a property.
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